Done with a car

Tomorrow, or more literally today, I'm going to shop for new transportation. I'm trying to decide between a cruiser/commuter bike or a Honda Ruckus.

I'd like the bike for exercise, but to be honest, I don't always feel like exerting that much energy. The only real downfall to the Ruckus is that I'd have to get insurance and a class M driver's license. That, and it will cost 2 to 3 times as much for the purchase. Hmmm...